01 / FAMILY PROTECTIONA future worth protecting.
Term and permanent life insurance. Beneficiaries, existing coverage and a family’s protection needs, together in the client record.
Life insuranceBeneficiaries
Hanna prepares the needs analysis ↗The AI-native insurance platform
Insurance moves forward.
Hanna does
the work.
Your complete AI-native system for insurance distribution. Hanna handles repetitive work across policies, commissions, Plans, reporting and marketing. Built-in regulatory and tax logic covers all 13 provinces and territories. Your team focuses on clients, growth and decisions.
No more repetitive, laborious work between you and your business.
Built for Canada / 13 provinces & territories
One intelligence.Original Hanna concept artwork
01 / Built for MGAsYour firm. Your rules. Your instance.
02 / Connected by designOne book of business across the team.
03 / Rules built into the workCode calculates. Hanna explains. Work gets done.
Behind every policy, a person.
Protection for their lives.
Intelligence for your work.
Hanna connects the insurance terminology, calculations and follow-through to the people your advisors serve.
01 / FAMILY PROTECTION
02 / INCOME & HEALTHThe life they’ve built.
Disability and critical illness planning. Connect income, obligations and existing benefits to the protection conversation.
DisabilityCritical illness
Hanna connects the planning inputs ↗
03 / ESTATE & LEGACYWhat carries forward.
Estate needs, tax at death and the next generation. Coded calculations support the plan; the advisor makes the recommendation.
Estate needsAfter-tax planning
Hanna calculates with Canadian rules ↗Original Hanna artwork · protection, continuity and legacy.
See the platform do the work
One request.
A connected chain of work.
Follow the information as it becomes completed work. Run a scenario, inspect each stage, or change the inputs to see the outcome.
ONE INSTRUCTION
Grow your business. Keep compliance in the work.
Created with the rules.
Published without the chase.
Hanna brings marketing creation and compliance monitoring into the same insurance platform. Promote your business while the system checks the rules and handles the repetitive follow-through.
Social & business promotion
100% compliance.
Automatic sending and posting.
Compliance rules shape the content as it is made. When it scores 100% against those built-in rules, Hanna automatically sends and posts it to your connected accounts. No approval queue.
100%RULE CHECK
Ready → sent → posted
Built-in rules passed
No manual approval required
01Create
with rules→02Check
100%→03Send
& post
with rules→02Check
100%→03Send
& post
Below 100%? The content stays unpublished for correction. Changes are checked again before release. The score reflects Hanna’s configured compliance rules.
Marketing compliance monitoring
Keep watch over
your public presence.
Compliance monitoring covers the marketing your business puts into the world, with findings brought back to the team.
Social media
Monitor published social content for compliance findings.
Websites
Check advisor and business websites against the built-in rules.
Marketing materials
Check promotional content and surface the issues that need correction.
Canadian insurance intelligence
13 jurisdictions.
Rules in code.
Answers in English.
Insurance regulations and tax logic for all ten provinces and three territories are built into Hanna’s code. The engines calculate the results mathematically. AI explains those results in English.
Inputs + jurisdiction→Coded rules & calculations→English explanation
From insurance needs and after-tax planning to commissions and reporting, the numbers come from the calculation engines. Hanna’s AI answers in English only.
Built for the whole of Canada10 provinces · 3 territories
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Nova Scotia
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Northwest Territories
- Nunavut
- Yukon
Advanced Plans & reporting
See the need.
Understand the business.
Go from client context to calculated plans, and from operational records to reports your team can use. Hanna handles the repetitive preparation across both.
Insurance planning.
With the math behind it.
Advanced Plans brings together life, disability, critical illness and long-term care needs, year by year and after tax. The coded jurisdictional engines calculate the figures; Hanna explains them in English.
- Needs analysis and estate considerations
- Quote requests and imported quote comparisons
- Reasons letters for the advisor’s chosen recommendation
Your operation.
Already reported.
Advanced reporting brings production, commissions, compliance and operations into one reporting workflow. Reports are built, exported, filed and delivered on schedule.
- Figures drawn from the underlying records and calculations
- CSV and PDF exports, filed to Hanna Docs
- Scheduled delivery that removes the recurring report-building task
What it covers
One workspace.
Your whole operation.
Every module reads the same clients, advisors, policies and licences, so nothing is typed twice. Pick a module to see what it does.
Automation
Set it once. Hanna keeps it moving.
A complete AI-native system carries the routine work from one module to the next. Reading, calculations, monitoring and scheduled reports run automatically. Marketing is created with the rules built in and automatically sent and posted at a 100% compliance score. Exceptions and decisions that require your judgment stay with your team.
AUTOMATIC routine workflows and marketing at 100% HUMAN DECISION exceptions and designated approval steps
When
A licence, E&O, CE or AML date is 90 days out
Hanna
Reminds the advisor, repeats at 60, 30, 15 and 10 days, and shows the record on the expiry board.
RUNS ON ITS OWNWhen
A client's birthday or review date is coming up
Hanna
Drafts a personal note in English, or proposes a review time on your calendar.
YOU APPROVEWhen
You file a voice note after a meeting
Hanna
Transcribes it on your firm's own models, writes the summary, adds the client note and timeline entry, and creates a task for each follow-up.
RUNS ON ITS OWNWhen
A carrier statement or form arrives
Hanna
Reads it, matches it to the policy and flags any amount that differs from what was calculated.
YOU CONFIRMWhen
A new policy is submitted
Hanna
Sends the new-business notice to the advisor, their AGA and your in-force mailbox, leaving out SIN, birth date and banking.
RUNS ON ITS OWNWhen
A marketing post reaches a 100% compliance score
Hanna
Automatically sends and publishes it to connected social accounts. Content below 100% is held for correction; edits run through the rules again.
NO APPROVAL NEEDEDWhen
A seg fund contract nears maturity or a reset
Hanna
Flags it on the client and in the book, and drafts the review invitation.
YOU APPROVEWhen
The weekly commission run is due
Hanna
Calculates every payee's statement with the working on each line, ready for operations to approve.
YOU APPROVEAsk in plain words
"Who has a renewal this month?" "Draft the follow-up for the Ramos meeting." Hanna answers in English. Calculations come from code.
Automation with clear controls
Marketing at 100% passes straight through to sending and posting. Approval cards remain for designated actions such as commission runs and application submissions.
One screen per client
Household, policies, seg funds, documents, notes and conversations together. No hunting across systems.
Bring your book in safely
Spreadsheets or exports from your current CRM, with a preview, a duplicate check and an undo before anything is kept.
Works with what you use
Outlook or Gmail, your calendar, OneDrive or Google Drive. Hanna can create Docs, Sheets and Slides for you, through an approval card.
Only what your role needs
Modules and tabs appear as your administrator grants them, and every date shows in your own time zone.
How it works
From a new-policy request to the commission statement
One policy, followed through the platform. Each hand-off is recorded in the audit trail, and every amount is calculated from carrier and contract tables, never typed.
Request
The advisor clicks New request on the client, or asks Hanna in chat. Client, household and existing cover are already filled in.
AdvisorApprove
Hanna prepares the request on an approval card. Nothing is filed until the advisor approves it.
AdvisorCheck
It lands in the new business queue. Carriers and products are limited to the advisor's contracts and provincial licences.
MGA staffSubmit
Sent to the carrier. The new-business notice goes to the advisor, their AGA and your in-force mailbox automatically.
MGA staffSettle
Carrier status and statements come in through the back-office hub, or from a statement file read by Hanna Docs. Calculated and paid amounts are compared.
Back-office hubPay
The weekly run writes one statement per payee. Every line carries its working, and approved runs never change.
CommissionsStatement line · example
Annual premium$2,400Policy record
×Product rate55%Carrier catalogue
×Advisor split50%Split grid
First-year commissionCalculated by code · illustrative inputs$660
Your rules, loaded as a pack
Overrides, bonuses, renewals, seg fund trailers, chargeback schedules and pay flags live in a compensation rule pack your operations team controls. Hanna checks a new pack line by line, shows what it adds, changes or removes, and keeps the previous pack for one-click rollback.
For MGAs
Your MGA.
Your way of working.
Each MGA gets its own instance in a Canadian cloud region, branded for the firm. The manual work that fills an MGA's week, settling policies, checking statements against what was owed, chasing licence renewals and answering advisors about their pay, is handled through connected automation. Staff focus on exceptions and designated approvals. Everyone works from the same records, and each role sees only its share of the book.
Carriersstatus, settlement, statements
Fund platformseg fund clients and contracts
Microsoft 365 or Googlemail, calendar, files
Quoting softwarequote import
Identity checksID, selfie, bank match
Social accountsautomatic posting at 100%
your-mga.hanna-ai.ca Canadian region · one tenant per firm
Back officestaff, operations, compliance
AGA viewteam production and supervision
Advisor Centreadvisors' portal
Operations dataCRM, mail, chat, documents, compliance
Back-office datapolicies, commissions, licences, contracts
Local AI · models run inside your instance for anything that touches client data. One database or two, your choice.
| Role | Sees | Can do |
|---|---|---|
| Advisor | Own clients, policies, statements and licences | Request new policies, use Hanna, promote the business through rule-checked marketing |
| AGA / manager | Own book plus their team's | Supervise the team and resolve flagged marketing exceptions |
| Operations | All records | New business, settlement, commission runs; sensitive fields need a reason |
| Compliance | All records and conversations, logged | Marketing exceptions, monitoring, rules, licensing |
| Administrator | Users and settings | Roles and grants (second-admin approval), AI models, integrations |
Rolling out at your MGA
- 1
Set up your tenant
Subdomain, branding, offices and agencies, roles and grants, and your firm's time zone.
- 2
Bring your data
Advisors, licences, E&O, carrier contracts, clients and policies. Every import shows a preview, removes duplicates and can be undone.
- 3
Load your rules
Carrier and product catalogue, your compensation rule pack, your compliance rules and the routing for new-business notices.
- 4
Connect
Microsoft 365 or Google Workspace, your fund platform, and each carrier as it grants access.
- 5
Run side by side
Weekly commission runs are compared with your current statements until they match to the cent.
- 6
Go live
Advisors are invited to the Advisor Centre and your old system becomes read-only.
Only need a back office for now? The Back Office plans give you policies, new business, commissions, licensing and the Advisor Centre without the AI assistant. Your data stays in place when you add Hanna later. See Back Office pricing.
For independent brokers
A full practice, without the back-office staff
On your own, you are also the assistant, the compliance desk and the filing clerk. Hanna takes those jobs. Your workspace on in.hanna-ai.com holds your book, your licences and your mail, and Hanna works through them every day so your hours go to clients.
Draft birthday and renewal notes for this week's clients.
Hanna finds them in your CRM and drafts each note. You approve, and they go out from your own mailbox.
CRM · Automations · MailBuild the quote request for the Ramos family.
Needs for life, disability, critical illness and long-term care, year by year and after tax, turned into the faces and terms to quote.
Advanced PlansCreate and publish a compliant post for my insurance business.
Hanna creates the post with compliance rules built in. At 100%, it is sent and posted automatically without approval. Anything below 100% is held for correction.
Social · ComplianceWhat do I need to renew before year end?
Licences by province, E&O, CE credits and AML training, each with its warning band and date.
LicensingSend the application to Mrs. Ramos for signature.
The document goes out for e-signature, and the signed copy is filed to her client record.
Hanna DocsSummarise my voice note from the meeting and file it.
Recorded on your phone, transcribed on Canadian-hosted models, and filed to the client with tasks pulled out.
Voice notes · CRMGetting started
- 1
Create your workspace
Sign up at in.hanna-ai.com and choose Basic, Advanced or Connected.
- 2
Import your book
Upload a spreadsheet or an export from your current CRM. Hanna previews it, finds households and duplicates, and lets you undo.
- 3
Add licences and E&O
Reminders start at 90 days and repeat at 60, 30, 15 and 10.
- 4
Connect your mail
Outlook or Gmail, with your calendar and files. Built-in pre-send checks apply to outgoing client messages.
Already contracted with an MGA that runs Hanna? You sign in to its Advisor Centre, and your new business, statements and licences are already there.
Trust and control
Intelligence with
accountability built in.
Hanna connects insurance operations with coded rules, mathematical calculations and a clear record of the work.
Numbers come from code
Regulatory rules and tax logic for all 13 provinces and territories are encoded in the system. Commissions, needs and taxes are calculated mathematically. Hanna explains the results in English; the language model does not invent the numbers. Premiums come from confirmed quotes.
The right control for each action
Marketing at 100% against the built-in compliance rules is sent and posted without approval. Content below that threshold is held. Designated operational approvals remain, and licensed advisors make client recommendations.
Client data stays in Canada
Real client data is only processed by models running inside your instance. Cloud models can be switched on for work that holds no client data, under your firm's policy.
Each role sees its share
Database-level access rules give advisors their own book, AGAs their team and staff the firm. Opening a SIN or bank number is logged with a reason.
An audit trail you can verify
Every action, AI answer and tool call is written to an append-only, hash-chained log, so a missing or altered entry shows up on verification.
You choose the AI
Pick a model for each of eight tasks, from chat to compliance review, with a test button for each. Token use is counted by module, task and user.
CCIR / CISRO guidanceProvincial insurance councilsAMF / QuebecCASLFINTRACPIPEDAQuebec Law 25CLHIA illustrations
Pricing
Start where you are.
Grow from there.
Tiers grow by modules and integrations. Basic runs the core of the business, Advanced adds the engines and your mail and calendar, and Connected plugs Hanna into carriers, fund platforms and identity checks. MGAs and AGAs can also start with the back office on its own and add the AI assistant later.
Questions
Common questions
Does every social post need approval?
No. Hanna creates marketing with the compliance rules built in. At a 100% score against those rules, content is automatically sent and posted to connected accounts without approval. Content below 100% is held for correction and checked again after changes.
Does the AI calculate taxes or generate the numbers?
The calculation engines do the mathematics using coded rules, including tax and regulatory logic for all 13 provinces and territories. Hanna’s AI explains the results in English; it does not generate the numerical answers independently of those engines.
What do the advanced Plans and reporting modules cover?
Advanced Plans connects insurance needs, after-tax calculations, quoted options and reasons letters. Advanced reporting covers production, commissions, compliance and operations, with exports, filing and scheduled delivery.
Does client data go to ChatGPT, Gemini or other cloud AI?
No. Anything holding real client data is processed by models running inside your Canadian instance. Cloud models can be enabled for tasks without client data, such as improving the wording of a public post, and every call is recorded.
Which carriers are connected?
Carrier connections are switched on one carrier at a time, as each grants API access. Until then, status and statements come in as files that Hanna Docs reads and a person confirms, and quotes are imported from your quoting software.
Can we keep our own commission and bonus rules?
Yes. Your overrides, bonuses, renewals, trailers, chargebacks and pay flags are loaded as a rule pack that your operations team checks, activates and can roll back. Carrier rates come from the carrier catalogue and advisor contracts.
Do my advisors need training?
Advisors work with Hanna in English and see the modules their role needs. Hanna handles repetitive workflows, brings exceptions to the team and answers questions about firm procedures from the published manual, with the section cited.
Does Hanna make recommendations to clients?
No. Hanna works out needs, compares quoted options and drafts the reasons letter. The licensed advisor chooses the option and signs.
Can we buy only the back office?
Yes. The Back Office plans cover policies, cases, new business, the carrier catalogue, licensing, and in higher tiers the commission engine, reports, Advisor Centre and carrier connections, with no AI assistant. Moving to the matching full plan later keeps all your data.
Does it work in Quebec?
Yes. Quebec is included in the regulatory and tax logic covering all 13 provinces and territories. Jurisdictional coverage is separate from response language: Hanna’s AI answers in English only.
How long until the licence warnings start?
As soon as licences, E&O and training records are imported. Warnings go out at 90, 60, 30, 15 and 10 days, then the record shows as expired. Nothing is inactivated automatically.
Where is it hosted?
In a Canadian cloud region. Each MGA has its own instance and subdomain. Independent brokers share the independents portal, with each workspace kept separate at the database level.
Is this the same Hanna as hanna-ai.ca?
Hanna shares one application foundation, tailored to different businesses. Hanna Financial Active Intelligence serves mutual fund dealers and advisors. This insurance edition is tailored to MGAs, with policy operations, commissions, licensing and an Advisor Centre.
Book a demo
Let’s put Hanna
to work for your MGA.
We walk through the modules with a fictional MGA and its advisors, then map your carriers, rules and data to the rollout steps.